Au Small Finance Bank Loan Details , Features, Types of Loans
Hello friends, in today's blog post, we have brought information related to AU Small Finance Bank Personal Loan details for you. AU Small Finance Bank offers a range of loans to its customers, including personal loans, home loans, business loans, and car loans.
Au Small Finance Bank Loan Details.
If you are also thinking of taking a loan from au small finance bank and want to know about Au Small Finance Bank Loan Details, then you have come to the right place because with the help of this article we will provide you Au Small Finance Bank Loan Details but with that you will tell about the Au Small Finance Bank Loan Eligibility, Features, Types of Loans.
|Au Small Finance Bank Loan Details|
AU Small Finance Bank Personal Loan Eligibility.
Like every bank or finance company it is also a criterion for giving its loan, after which you are eligible to take personal loan. It is divided into two parts.
2. Self employed
Employed has the following criteria which you can see below.
- The applicant should be Indian.
- Your age limit should be between 23 years to 58 years.
- Your monthly income should be Rs 20,000. Income Proof (Salary Slip, ITR Document) You must have a PAN card.
- The applicant should have a ID card recognized by the government.
- The applicant should have food in the bank.
- Your Cibel will be more than 750.
And self-employment is the criteria.
- Your age limit should be between 21 years to 60 years. Everyone else is like a job profession.
Features of AU Small Finance Bank Loan
There are some features of AU Small Finance Bank Personal Loan that you need to keep an eye on.
- The minimum salary should be 20 thousand monthly. However, all the private companies have digitized and they have also followed it so that one can easily apply for the loan online.
- The interest rate is less as compared to other banks.
- You can avail a maximum loan amount as far as Rs. 7,50,000
- Loan is approved in 24 hours. Instant loan disbursement, money transfer to your account in just 48 hours
- The loan repayment tenure is up to 5 years.
AU Small Finance Bank Different Types of Loans
AU Small Finance Bank receives different types of loans, out of which I have given some months below. It is worth noting that now whatever type of loan you want to take, first you must know completely about that loan from the customer care of AU Small Finance Bank.
- Personal loans
- Home loans
- Business loans
- Car loans
Personal loans: These are unsecured loans offered to individuals for various personal needs such as medical emergencies, weddings, travel, home renovations, etc. The loan amount can range from Rs. 1 lakh to Rs. 25 lakhs, and the repayment period can be up to 5 years.
Home loans: These are secured loans offered to individuals for purchasing a new house or renovating an existing one. The loan amount can range from Rs. 1 lakh to Rs. 10 crores, and the repayment period can be up to 30 years.
Business loans: These are loans offered to small and medium-sized enterprises (SMEs) for their working capital needs, expansion plans, or any other business-related expenses. The loan amount can range from Rs. 50,000 to Rs. 50 lakhs, and the repayment period can be up to 5 years.
Car loans: These are loans offered to individuals for purchasing a new or used car. The loan amount can range from Rs. 1 lakh to Rs. 1 crore, and the repayment period can be up to 7 years.
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